Life & Health Exam Secrets Study Guide: Life & Health Test Review for the Life & Health Insurance Exam

Life & Health Exam Secrets Study Guide: Life & Health Test Review for the Life & Health Insurance Exam

<p><b>Get the test prep help you need to be successful on the Life & Health test.</b> The Life & Health Exam is extremely challenging and thorough test preparation is essential for success. <b><i>Life & Health Exam Secrets Study Guide</i></b> is the ideal prep solution for anyone who wants to pass the Life & Health Exam, as well as avoid those last-minute Life & Health Exam cram sessions. Not only does it provide a comprehensive guide to the Life & Health Exam as a whole, it also provides practice test questions as well as detailed explanations of each answer.</p><br /><p><b><i>Life & Health Exam Secrets Study Guide</i></b> includes:</p><br /><ul><br /><li>A detailed overview of the Life & Health Exam</li><br /><li>An analysis of types of life policies</li><br /><li>A guide to life policy riders, provisions, options, and exclusions</li><br /><li>An examination of completing the applications, underwriting and delivering the life policy</li><br /><li>A full study of taxes, retirement, and other life insurance concepts</li><br /><li>An in-depth look at types of health policies</li><br /><li>A breakdown of health policy revisions, clauses, and riders</li><br /><li>An extensive review of social insurance</li><br /><li>A review of other health insurance concepts</li><br /><li>An in-depth look at field underwriting procedures</li><br /><li>Comprehensive practice Life & Health Exam questions with detailed answer explanations</li><br /></ul><br /><p>It's filled with the critical information you'll need in order to do well on the test: the concepts, procedures, principles, and vocabulary that the state licensing boards expects you to have mastered before sitting for the exam.</p><br /><p><b>The Types of Life Policies section covers:</b></p><br /><ul><br /><li>Ordinary straight life</li><br /><li>Universal whole life and variable whole life</li><br /><li>Convertible term life</li><br /><li>Fixed and variable annuities</li><br /></ul><br /><p><b>The Life Policy Riders, Provisions, Options, and Exclusions section covers:</b></p><br /><ul><br /><li>Accidental Death and Dismemberment</li><br /><li>Primary and contingent beneficiaries</li><br /><li>Accelerated death benefits</li><br /></ul><br /><p><b>The Taxes, Retirement, and Other Life Insurance Concepts section covers:</b></p><br /><ul><br /><li>Underwriting</li><br /><li>Determining a client's personal and business insurance needs</li><br /><li>Social Security benefits</li><br /></ul><br /><p><b>The Types of Health Policies section covers:</b></p><br /><ul><br /><li>Disability income</li><br /><li>Health savings accounts, health reimbursement accounts, and Flexible Spending Accounts</li><br /><li>Group health insurance coverage</li><br /><li>Vision insurance</li><br /></ul><br /><p><b>The Health Policy Revisions, Clauses, and Riders section covers:</b></p><br /><ul><br /><li>Entire contract</li><br /><li>Timely payment of claims</li><br /><li>Coinsurance</li><br /><li>Conditionally renewable and optionally renewable</li><br /></ul><br /><p><b>The Social Insurance section covers:</b></p><br /><ul><br /><li>Medicare supplement plans</li><br /><li>Medicaid</li><br /><li>Primary and secondary payers</li><br /></ul><br /><p><b>The Other Health Insurance Concepts section covers:</b></p><br /><ul><br /><li>Total disability</li><br /><li>Workers compensation</li><br /></ul><br /><p><b>The Field Underwriting Procedures section covers:</b></p><br /><ul><br /><li>Underwriting life insurance policies</li><br /><li>Aleatory contracts</li><br /><li>Representations</li><br /></ul><br /><p><b>Our Mometrix Life & Health Test Study Guide offers:</b></p><br /><ul><br /><li>Life & Health test prep book that provides a comprehensive review for the Life & Health test.</li><br /><li>Life & Health exam prep that will help you elevate your Life & Health test score.</li><br /><li>Life & Health study manual that will reduce your worry about the Life & Health exam.</li><br /><li>Life & Health review book that will help you avoid the pitfalls of Life & Health test anxiety.</li><br /><li>Life & Health practice test questions and much more...</li><br /></ul>