Credit Repair Kit FD 4e (Credit Repair Kit for Dummies)

Credit Repair Kit FD 4e (Credit Repair Kit for Dummies)

<b>Manage and repair your credit</b> <p>Credit card debt is the third largest source of household indebtedness. <i>Credit Repair Kit For Dummies</i> gives you the tools you need to repair your credit.</p> <p>This new edition covers: major changes with the Consumer Financial Protection Bureau's (CFPB) inquiry into overdraft practices and their effect on consumers; dealing with the effect of tightened credit markets on those with good, marginal, or bad credit; best ways to recover from mortgage related score hits or minimize damage after walking away from a home; updated Vantage Score information; updated coverage on reporting programs like FICO Score watch, etc.; what makes a good FICO score today; a new section on significant others (boyfriend/girlfriend/spouse) and credit/debt sharing; Debt Relief Act in a mortgage meltdown situation; the latest tips and advice on dealing with identity theft and annoying collection calls; and more. Online you'll find sample credit reports, forms, templates, and other helpful tools to help whip your credit into shape.</p> <ul> <li>Updated credit score examples with new ranges</li> <li>New information about IRS exceptions to the Mortgage Forgiveness</li> <li>Advice and tips about adding information to a credit report, and beefing-up thin credit</li> <li>Useful, downloadable, forms and tools on Dummies.com</li> </ul> <p>If you have mediocre credit and want or need to better manage it in order to get a job, reduce insurance costs, qualify for banking products, and more, <i>Credit Repair Kit For Dummies</i> has it covered.</p>