Chapter 13 Bankruptcy: Keep Your Property & Repay Debts over Time

Chapter 13 Bankruptcy: Keep Your Property & Repay Debts over Time

<div> This plain-English guide to decide if Chapter 13 is right for you and to learn how to keep valuable property and discharge your unsecured debts.<BR> <br> Chapter 13 legal concepts, procedures, and monetary calculations can be tricky. Nolo's <i>Chapter 13 Bankruptcy</i> breaks down the Chapter 13 process and provides clear explanations of the law so you can:<BR> <br> . consider alternatives to bankruptcy<BR> . decide which is better for you -- Chapter 7 or Chapter 13<BR> . determine if you qualify for Chapter 13<BR> . understand bankruptcy’s automatic stay<BR> . learn how Chapter 13 can help avoid foreclosure<BR> . find out if you can reduce your car loan balance, or the balance on other secured debts<BR> . determine if you can strip second mortgages or home equity lines from your home<BR> . calculate (with forms and step-by-step instructions) whether you have enough income to propose a repayment plan that will meet legal requirements<BR> . calculate the amount of your monthly plan payment<BR> . find and work effectively with an excellent lawyer, and<BR> . rebuild your credit after bankruptcy<BR> <br> This newest edition includes new information on hiring and working with a lawyer, recent U.S. Supreme Court and other federal court decisions interpreting bankruptcy law, the latest bankruptcy exemption laws in your state, and recent IRS standard expense amounts (which play a role in plan payments).<BR> <br> This book does not cover business bankruptcies, farm reorganizations, or Chapter 7 personal bankruptcy. See Nolo's <i>How to File for Chapter 7 Bankruptcy</i>.</div>